Loan Services

At Moonstone Mortgage Group, we offer a vast number of residential and commercial mortgage solutions tailored to meet your specific needs. Whether you are a first-time homebuyer or an experienced investor, our Loan Originators can expertly guide you towards the right path to closing upon evaluating your financial background and goals. Some of the loan services we provide include...

FHA Loans

Insured by the Federal Housing Administration; Require a 3.5% down payment and 580+ credit score, suitable for first-time buyers.

Conventional Loans

Typically require 3% to 20% down, with a 620+ credit score. Private Mortgage Insurance (PMI) is required until 20% equity is reached. This is the most common mortgage product and are ideal for people with stable income and good credit.

VA Loans

Available to eligible veterans, service members, and surviving spouses. 0% down payment, no monthly mortgage insurance, and competitive interest rates.

Jumbo Loans

NON-QM Loans

Refinance Loans

Foreign National Loans

Private Money Loans

Commercial Loans

Construction Loans

Financing for luxury homes exceeding conventional loan limits. Higher loan amounts for luxury properties, fixed and adjustable rate options available, strong credit and reserve requirements.

Refinancing allows homeowners to modify their existing mortgage structure. Lower your rate, reduce your payment, or tap into your home equity.

Flexible underwriting for complex income profiles. Alternative methods of qualifying for a home loan using bank statements, 1099 income, asset depletion, or rental income (DSCR).

Issued by Private Investors with interest rates typically higher than Conventional Loans.

Allows foreign buyers or citizens another country to purchase investment property in the U.S.

Typically short term loans with a maximum of one year to fund the construction of a real estate property. Interest rates tend to be higher than that of a standard mortgage.

Typically for offices, retail, warehouses, or multi-family properties. These loans usually have 5 to 25 year terms and require 20-30% down payment.

Allows foreign buyers or citizens of another country to purchase investment properties in the U.S.

Foreign National Loans